About Us

Meet our stellar team of Senior Mortgage Bankers, Erica Tymchuk and Kathy Tautfest, who together bring nearly 50 years of combined experience in the industry.

With Erica's impressive 16-year track record and Kathy's unparalleled 30+year expertise, rest assured you're in the hands of seasoned professionals who have seen it all and know the ins and outs of the lending landscape. Erica is a Certified Mortgage Advisor, Certified Divorce Lending Professional, and Certified Veteran Mortgage Advisor, specializing in VA loans. Kathy has been recognized multiple years by the Scotsman Guide as a Top Originator, and Top Women Originator.

We take pride in offering you a plethora of loan program options tailored to your unique needs. Whether you're a first-time homebuyer or looking to refinance, we've got you covered. At Flat Branch Home Loans, it's not just about finding the right loan; it's about crafting a customer-focused experience that exceeds your expectations.

Our commitment to excellence extends beyond loan selection. We understand the importance of on-time closings, and that's why we go above and beyond to ensure a seamless and stress-free process. With us, you won't be left in the dark - we keep the lines of communication open throughout the entire journey.

Let us guide you through this exciting milestone in your life. The T&T Lending Team is dedicated to helping you achieve your homeownership dreams with expertise, care, and trust. Get in touch today and let's embark on this exciting journey together!